# Team Lead Software Engineer

[Capitalontap](https://gurify.com/jobs?q=Capitalontap) · Lisbon · Posted 2 days ago

Lead

[Engineering Manager](https://gurify.com/jobs/engineering-manager)

[Apply on the original posting → (opens in a new tab)](https://job-boards.greenhouse.io/capitalontap/jobs/8795329002)

## Job description

We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

We opened our first Portuguese office in Porto in autumn 2025, and in less than a year it has grown to a team of 50. Lisbon is the next step. We're opening our first office in the city and looking for engineers to join as founding members of the team, helping shape how we build, hire and work here from day one.

🏢The role starts out fully remote. Once our Lisbon office is open, it will move to a hybrid set-up of two days a week on site.

### Salary: €70,000 - 90,000

### What You’ll Be Doing

We're looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.

This is a people-first leadership role. You'll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won't be the best coder in the room you'll be the person who makes the whole room better.

If you're an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.

##

### What You'll Own

Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who's ready to grow and creating the space for them to do it.

Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.

Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.

Technical credibility. You won't be heads-down in the codebase every day, but you'll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.

##

### What We're Looking For

Leadership first. You've managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people.

Technical foundation in .NET. Our backend is C#/.NET Core and you'll need enough depth to earn trust with your engineers, review decisions, and spot risks. You don't need to be across every layer of the stack you need to be honest about what you know and curious about what you don't.

Product mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.

Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.

##

### Nice to Have

- Experience with Azure cloud development

- Familiarity with React or other frontend frameworks

- Background in financial services or fintech

Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

### Interview Process 🤝

- First stage: 30 minute intro call with Talent Partner

- Second stage: 60 minute "Tech Chat" & Values Interview with an Engineering Manager & People Partner

- Third stage: 60 minute Code Pairing with our Engineering Team

- Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO

### Great Work Deserves Great Perks

### Check out our benefits:

🏥 Private Healthcare through AdvanceCare
🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical)

🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend)
📖 Annual Learning and Wellbeing Budget
💬 6 free therapy sessions per year
🍫 Free drinks and snacks in our offices

Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

**Live in Capitalontap’s hiring system.** Read from the company's own applicant tracking system, not reposted from a job board — so it's a real, open requisition rather than an ad that outlived the role.

We remove it as soon as it disappears at source.

## More jobs like this

- PA [Fullstack Team Lead (.NET)](https://gurify.com/job/fullstack-team-lead-net-at-playstudios-asia-73a95386ec62) Playstudios Asia · Hanoi, Vietnam · last week
- MO [Software Engineering Manager](https://gurify.com/job/software-engineering-manager-at-moonpig-34f4ae6e7b21) Moonpig · London · 4 days ago
- OP [Site Reliability Team Leader](https://gurify.com/job/site-reliability-team-leader-at-optimove-dd44dc4e13c2) Optimove · Tel Aviv · 3 weeks ago
- DF [Drone Pilots Team Leader](https://gurify.com/job/drone-pilots-team-leader-at-d-fendsolutions-4fa2908edd9a) D Fendsolutions · Raanana, Center District · 3 weeks ago
- OP [Site Reliability Team Leader](https://gurify.com/job/site-reliability-team-leader-at-optimove-4368b725876e) Optimove · Tel Aviv · 3 weeks ago
- NE [Platform Team Lead](https://gurify.com/job/platform-team-lead-at-netlight-45796a0c5e1c) Netlight · Stockholm · 2 weeks ago

```json
{"@context":"https://schema.org/","@type":"JobPosting","title":"Team Lead Software Engineer","description":"\u003Cp\u003EWe\u2019re Capital on Tap \u0026#128075;\u003Cbr /\u003E\u0026#128179; Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren\u0026#39;t fit for purpose, and small business owners often couldn\u0026#39;t access what they needed. We set out to fix that.\u003C/p\u003E\u003Cp\u003EToday we\u0026#39;re a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit \u0026#163;1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.\u003C/p\u003E\u003Cp\u003E1,000\u002B employees, \u0026#163;20bn in annual card spend, 200,000\u002B customers, 17,000\u002B Trustpilot reviews averaging 4.7 stars, and we\u0026#39;re profitable. We\u2019ve done a pretty good job so far, but we\u2019re just getting started!\u003C/p\u003E\u003Cp\u003EWe opened our first Portuguese office in Porto in autumn 2025, and in less than a year it has grown to a team of 50. Lisbon is the next step. We\u0026#39;re opening our first office in the city and looking for engineers to join as founding members of the team, helping shape how we build, hire and work here from day one.\u003C/p\u003E\u003Cp\u003E\u0026#127970;The role starts out fully remote. Once our Lisbon office is open, it will move to a hybrid set-up of two days a week on site.\u003C/p\u003E\u003Ch3\u003ESalary: \u20AC70,000 - 90,000\u003C/h3\u003E\u003Ch3\u003EWhat You\u2019ll Be Doing\u003C/h3\u003E\u003Cp\u003EWe\u0026#39;re looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.\u003C/p\u003E\u003Cp\u003EThis is a people-first leadership role. You\u0026#39;ll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won\u0026#39;t be the best coder in the room you\u0026#39;ll be the person who makes the whole room better.\u003C/p\u003E\u003Cp\u003EIf you\u0026#39;re an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.\u003C/p\u003E\u003Cp\u003E##\u003C/p\u003E\u003Ch3\u003EWhat You\u0026#39;ll Own\u003C/h3\u003E\u003Cp\u003EYour team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who\u0026#39;s ready to grow and creating the space for them to do it.\u003C/p\u003E\u003Cp\u003EDelivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.\u003C/p\u003E\u003Cp\u003ECulture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.\u003C/p\u003E\u003Cp\u003ETechnical credibility. You won\u0026#39;t be heads-down in the codebase every day, but you\u0026#39;ll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.\u003C/p\u003E\u003Cp\u003E##\u003C/p\u003E\u003Ch3\u003EWhat We\u0026#39;re Looking For\u003C/h3\u003E\u003Cp\u003ELeadership first. You\u0026#39;ve managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people.\u003C/p\u003E\u003Cp\u003ETechnical foundation in .NET. Our backend is C#/.NET Core and you\u0026#39;ll need enough depth to earn trust with your engineers, review decisions, and spot risks. You don\u0026#39;t need to be across every layer of the stack you need to be honest about what you know and curious about what you don\u0026#39;t.\u003C/p\u003E\u003Cp\u003EProduct mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.\u003C/p\u003E\u003Cp\u003EComfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.\u003C/p\u003E\u003Cp\u003E##\u003C/p\u003E\u003Ch3\u003ENice to Have\u003C/h3\u003E\u003Cul\u003E\u003Cli\u003EExperience with Azure cloud development\u003C/li\u003E\u003C/ul\u003E\u003Cul\u003E\u003Cli\u003EFamiliarity with React or other frontend frameworks\u003C/li\u003E\u003C/ul\u003E\u003Cul\u003E\u003Cli\u003EBackground in financial services or fintech\u003C/li\u003E\u003C/ul\u003E\u003Cp\u003EDiversity \u0026amp; Inclusion \u0026#127752;\u003Cbr /\u003EWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.\u003C/p\u003E\u003Ch3\u003EInterview Process \u0026#129309;\u003C/h3\u003E\u003Cul\u003E\u003Cli\u003EFirst stage: 30 minute intro call with Talent Partner\u003C/li\u003E\u003C/ul\u003E\u003Cul\u003E\u003Cli\u003ESecond stage: 60 minute \u0026quot;Tech Chat\u0026quot; \u0026amp; Values Interview with an Engineering Manager \u0026amp; People Partner\u003C/li\u003E\u003C/ul\u003E\u003Cul\u003E\u003Cli\u003EThird stage: 60 minute Code Pairing with our Engineering Team\u003C/li\u003E\u003C/ul\u003E\u003Cul\u003E\u003Cli\u003EFinal stage: 60 minute Case Study with Product \u0026amp; Engineering \u002B 60 minute Good to Great Interview with our CTO\u003C/li\u003E\u003C/ul\u003E\u003Ch3\u003EGreat Work Deserves Great Perks\u003C/h3\u003E\u003Ch3\u003ECheck out our benefits:\u003C/h3\u003E\u003Cp\u003E\u0026#127973; Private Healthcare through AdvanceCare\u003Cbr /\u003E\u0026#127873; Anniversary Rewards (\u20AC280, \u20AC570, \u20AC860, 4-week fully paid sabbatical)\u003C/p\u003E\u003Cp\u003E\u0026#127958;\uFE0F 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend)\u003Cbr /\u003E\u0026#128214; Annual Learning and Wellbeing Budget\u003Cbr /\u003E\u0026#128172; 6 free therapy sessions per year\u003Cbr /\u003E\u0026#127851; Free drinks and snacks in our offices\u003C/p\u003E\u003Cp\u003EOther Info\u003Cbr /\u003E\u0026#128077;Check out our \u2018Top Tips\u2019 for interviewing.\u003Cbr /\u003E\u2714\uFE0FKeep updated on new job opportunities by following us on Linkedin.\u003Cbr /\u003E\u0026#128231;Email careers@capitalontap.com if you have any questions.\u003C/p\u003E\u003Cp\u003EExcited to work here? Apply!\u003Cbr /\u003EIf you\u2019d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)\u003C/p\u003E","identifier":{"@type":"PropertyValue","name":"Gurify","value":"team-lead-software-engineer-at-capitalontap-5cc3372ed4bb"},"url":"https://gurify.com/job/team-lead-software-engineer-at-capitalontap-5cc3372ed4bb","datePosted":"2026-09-10","validThrough":"2026-10-26T23:59:59Z","hiringOrganization":{"@type":"Organization","name":"Capitalontap","sameAs":"https://job-boards.greenhouse.io/capitalontap"},"directApply":false,"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressCountry":"PT","addressLocality":"Lisbon"}}}
```

```json
{"@context":"https://schema.org/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jobs","item":"https://gurify.com/jobs"},{"@type":"ListItem","position":2,"name":"Portugal","item":"https://gurify.com/jobs/portugal"},{"@type":"ListItem","position":3,"name":"Team Lead Software Engineer","item":"https://gurify.com/job/team-lead-software-engineer-at-capitalontap-5cc3372ed4bb"}]}
```
