# Technical Product Manager - Money and Risk

[Yuno](https://gurify.com/jobs?q=Yuno) · Amsterdam · Posted 5 weeks ago

Full-time

[Product Manager](https://gurify.com/jobs/product-manager)

[Apply on the original posting → (opens in a new tab)](https://jobs.lever.co/yuno/d57cd987-7689-4d5c-a491-38209349105b/apply?lever-source%5b%5d=Jobgether)

## Job description

Remote in Europe, Full Time, Senior-level experience
Who We Are
Yuno is the AI-native operating system of global commerce, powering the financial infrastructure of enterprise merchants, banks, and wallets. With a single API, Yuno connects them to pay-ins, payouts, fraud prevention, KYC/KYB, and stablecoins globally, so they can operate everywhere with a single integration.
Agnostic by design, Yuno offers connectivity to 1,000+ payment methods and 460+ integrations in 190+ countries, optimizing acceptance rates, reducing costs, and strengthening security through specialized AI agents that learn from every transaction on the network. Global brands run their payments on Yuno, including Arcos Dorados (McDonald's), NetEase Games, GoFundMe, inDrive, and Rappi. Banks, acquirers, PSPs, and wallets use Yuno to modernize their infrastructure without replacing core systems and to prepare for the next generation of commerce, including agentic payments.
About The Role
Yuno is moving toward its 2030 Vision: becoming the autonomous, programmable operating system for global commerce.
We are looking for a highly technical, execution-focused Technical Product Manager (TPM) to serve as the Single Threaded Leader (STL) for Risk, Trust & Vault — the domain that stops fraud and secures card data across every transaction on the platform. In this role, you sit at the critical intersection of deep technology and business value, defining the foundational building blocks required to scale fraud screening, PCI-compliant vaulting, and card lifecycle management across Yuno's 11 domains.
You are not a backlog manager; you are a “Maker-to-Governor.” You will move between defining product strategy, shaping technical direction, and ensuring reliable operation in production. You possess a sharp product sense and own the end-to-end delivery process for risk and trust infrastructure within our Agentic Integration Platform. You will lead an autonomous, cross-functional domain pod to build robust, headless capabilities in a zero-tolerance environment for failure. Crucially, you will champion a “You Build It, You Run It” (YBIYRI) engineering culture, ensuring that every platform component your team delivers — from fraud scoring to card vaulting — is bank-grade, resilient, and fully owned from code to production.
Risk, Trust & Vault: What This Domain Owns
Risk, Trust & Vault is responsible for stopping fraud and securing card data. As the STL for this domain, you will own the roadmap, architecture, and operational health of the following capabilities:

Capability
Description
Real-Time Fraud Screening
Evaluate payment transactions for fraud risk before or at authorization
Card Vaulting
Tokenize, store, and retrieve raw card data within the PCI boundary
Account Updater
Automatically update stored card tokens when card details change
Card Portfolio Migration
Migrate card portfolios between vaults and processors

Your contribution will be
Own single-threaded leadership (STL): Act as the ultimate driver for Risk, Trust & Vault, translating high-level business goals into precise, versioned APIs and event-driven architectures spanning fraud screening, card vaulting, account updating, and portfolio migration.
Drive agentic strategy: Define the “what” and “why” for platform features that move client onboarding toward low-to-no coding effort, owning the transition from manual risk review to an autonomous, AI-driven fraud screening engine.
Protect the stability floor: Enforce a “Stop the Line” mentality for quality, maintaining a Stability Floor of high automated quality assurance across real-time fraud screening and card vaulting, ensuring feature velocity never compromises bank-grade reliability and PCI compliance.
Provide cross-functional leadership: Lead a high-ownership pod of elite engineers, partnering with Staff Engineers and the CTO Office to eliminate silos.
Embed a YBIYRI culture: Evangelize and operationalize the YBIYRI mindset, ensuring your team designs for multi-tenancy, elastic scaling, and automated observability across the account updater and portfolio migration services, owning their microservices in production via a “follow-the-sun” model.
Prioritize with evidence: Use the RICE framework to turn ambiguous requirements — such as new fraud signals or vault-to-vault card portfolio migrations — into a structured, executable roadmap that balances architectural integrity against market opportunism.
Skills You Need
Minimum Qualifications
Deep technical foundation: Strong understanding of cloud-native architectures, distributed systems, APIs, event-driven platforms, and modern software engineering practices (Cloud-native/Serverless, Kotlin/Go, gRPC/REST), with the ability to lead architectural discussions on “paved road” infrastructure as it applies to fraud detection and secure card data systems.
Platform-as-a-Product experience: Proven experience building foundational platform capabilities or complex distributed systems, ideally involving fraud/risk engines, tokenization, or PCI-scoped infrastructure.
Execution mastery: Track record of driving delivery velocity, unblocking engineering teams, managing dependencies across 11 domains, and optimizing DORA metrics.
The “Maker” mindset: Preference for clean, modular architecture over monolithic shortcuts.
Commercial sharpness: Ability to articulate technical trade-offs (e.g., tech debt vs. feature velocity) to executive stakeholders and translate growth goals into technical requirements.
Preferred Qualifications
Domain familiarity: Working knowledge of fraud/risk scoring models, PCI DSS card vaulting requirements, tokenization standards, and account updater services from card networks.
What We Offer at Yuno
Competitive Compensation
Remote Work – You can work from everywhere!
Home Office Bonus – A one-time allowance to help you create your ideal home office.
Work Equipment
Stock Options
Health Plan wherever you are.
Flexible Days Off

Remote in Europe, Full Time, Senior-level experience
Who We Are
Yuno is the AI-native operating system of global commerce, powering the financial infrastructure of enterprise merchants, banks, and wallets. With a single API, Yuno connects them to pay-ins, payouts, fraud prevention, KYC/KYB, and stablecoins globally, so they can operate everywhere with a single integration.
Agnostic by design, Yuno offers connectivity to 1,000+ payment methods and 460+ integrations in 190+ countries, optimizing acceptance rates, reducing costs, and strengthening security through specialized AI agents that learn from every transaction on the network. Global brands run their payments on Yuno, including Arcos Dorados (McDonald's), NetEase Games, GoFundMe, inDrive, and Rappi. Banks, acquirers, PSPs, and wallets use Yuno to modernize their infrastructure without replacing core systems and to prepare for the next generation of commerce, including agentic payments.
About The Role
Yuno is moving toward its 2030 Vision: becoming the autonomous, programmable operating system for global commerce.
We are looking for a highly technical, execution-focused Technical Product Manager (TPM) to serve as the Single Threaded Leader (STL) for Risk, Trust & Vault — the domain that stops fraud and secures card data across every transaction on the platform. In this role, you sit at the critical intersection of deep technology and business value, defining the foundational building blocks required to scale fraud screening, PCI-compliant vaulting, and card lifecycle management across Yuno's 11 domains.
You are not a backlog manager; you are a “Maker-to-Governor.” You will move between defining product strategy, shaping technical direction, and ensuring reliable operation in production. You possess a sharp product sense and own the end-to-end delivery process for risk and trust infrastructure within our Agentic Integration Platform. You will lead an autonomous, cross-functional domain pod to build robust, headless capabilities in a zero-tolerance environment for failure. Crucially, you will champion a “You Build It, You Run It” (YBIYRI) engineering culture, ensuring that every platform component your team delivers — from fraud scoring to card vaulting — is bank-grade, resilient, and fully owned from code to production.
Risk, Trust & Vault: What This Domain Owns
Risk, Trust & Vault is responsible for stopping fraud and securing card data. As the STL for this domain, you will own the roadmap, architecture, and operational health of the following capabilities:

Capability
Description
Real-Time Fraud Screening
Evaluate payment transactions for fraud risk before or at authorization
Card Vaulting
Tokenize, store, and retrieve raw card data within the PCI boundary
Account Updater
Automatically update stored card tokens when card details change
Card Portfolio Migration
Migrate card portfolios between vaults and processors

Your contribution will be
Own single-threaded leadership (STL): Act as the ultimate driver for Risk, Trust & Vault, translating high-level business goals into precise, versioned APIs and event-driven architectures spanning fraud screening, card vaulting, account updating, and portfolio migration.
Drive agentic strategy: Define the “what” and “why” for platform features that move client onboarding toward low-to-no coding effort, owning the transition from manual risk review to an autonomous, AI-driven fraud screening engine.
Protect the stability floor: Enforce a “Stop the Line” mentality for quality, maintaining a Stability Floor of high automated quality assurance across real-time fraud screening and card vaulting, ensuring feature velocity never compromises bank-grade reliability and PCI compliance.
Provide cross-functional leadership: Lead a high-ownership pod of elite engineers, partnering with Staff Engineers and the CTO Office to eliminate silos.
Embed a YBIYRI culture: Evangelize and operationalize the YBIYRI mindset, ensuring your team designs for multi-tenancy, elastic scaling, and automated observability across the account updater and portfolio migration services, owning their microservices in production via a “follow-the-sun” model.
Prioritize with evidence: Use the RICE framework to turn ambiguous requirements — such as new fraud signals or vault-to-vault card portfolio migrations — into a structured, executable roadmap that balances architectural integrity against market opportunism.
Skills You Need
Minimum Qualifications
Deep technical foundation: Strong understanding of cloud-native architectures, distributed systems, APIs, event-driven platforms, and modern software engineering practices (Cloud-native/Serverless, Kotlin/Go, gRPC/REST), with the ability to lead architectural discussions on “paved road” infrastructure as it applies to fraud detection and secure card data systems.
Platform-as-a-Product experience: Proven experience building foundational platform capabilities or complex distributed systems, ideally involving fraud/risk engines, tokenization, or PCI-scoped infrastructure.
Execution mastery: Track record of driving delivery velocity, unblocking engineering teams, managing dependencies across 11 domains, and optimizing DORA metrics.
The “Maker” mindset: Preference for clean, modular architecture over monolithic shortcuts.
Commercial sharpness: Ability to articulate technical trade-offs (e.g., tech debt vs. feature velocity) to executive stakeholders and translate growth goals into technical requirements.
Preferred Qualifications
Domain familiarity: Working knowledge of fraud/risk scoring models, PCI DSS card vaulting requirements, tokenization standards, and account updater services from card networks.
What We Offer at Yuno
Competitive Compensation
Remote Work – You can work from everywhere!
Home Office Bonus – A one-time allowance to help you create your ideal home office.
Work Equipment
Stock Options
Health Plan wherever you are.
Flexible Days Off

**Live in Yuno’s hiring system.** Read from the company's own applicant tracking system, not reposted from a job board — so it's a real, open requisition rather than an ad that outlived the role.

We remove it as soon as it disappears at source.

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{"@context":"https://schema.org/","@type":"JobPosting","title":"Technical Product Manager - Money and Risk","description":"\u003Cp\u003ERemote in Europe, Full Time, Senior-level experience\u003Cbr /\u003EWho We Are\u003Cbr /\u003EYuno is the AI-native operating system of global commerce, powering the financial infrastructure of enterprise merchants, banks, and wallets. With a single API, Yuno connects them to pay-ins, payouts, fraud prevention, KYC/KYB, and stablecoins globally, so they can operate everywhere with a single integration.\u003Cbr /\u003EAgnostic by design, Yuno offers connectivity to 1,000\u002B payment methods and 460\u002B integrations in 190\u002B countries, optimizing acceptance rates, reducing costs, and strengthening security through specialized AI agents that learn from every transaction on the network. Global brands run their payments on Yuno, including Arcos Dorados (McDonald\u0026#39;s), NetEase Games, GoFundMe, inDrive, and Rappi. Banks, acquirers, PSPs, and wallets use Yuno to modernize their infrastructure without replacing core systems and to prepare for the next generation of commerce, including agentic payments.\u003Cbr /\u003EAbout The Role\u003Cbr /\u003EYuno is moving toward its 2030 Vision: becoming the autonomous, programmable operating system for global commerce.\u003Cbr /\u003EWe are looking for a highly technical, execution-focused Technical Product Manager (TPM) to serve as the Single Threaded Leader (STL) for Risk, Trust \u0026amp; Vault \u2014 the domain that stops fraud and secures card data across every transaction on the platform. In this role, you sit at the critical intersection of deep technology and business value, defining the foundational building blocks required to scale fraud screening, PCI-compliant vaulting, and card lifecycle management across Yuno\u0026#39;s 11 domains.\u003Cbr /\u003EYou are not a backlog manager; you are a \u201CMaker-to-Governor.\u201D You will move between defining product strategy, shaping technical direction, and ensuring reliable operation in production. You possess a sharp product sense and own the end-to-end delivery process for risk and trust infrastructure within our Agentic Integration Platform. You will lead an autonomous, cross-functional domain pod to build robust, headless capabilities in a zero-tolerance environment for failure. Crucially, you will champion a \u201CYou Build It, You Run It\u201D (YBIYRI) engineering culture, ensuring that every platform component your team delivers \u2014 from fraud scoring to card vaulting \u2014 is bank-grade, resilient, and fully owned from code to production.\u003Cbr /\u003ERisk, Trust \u0026amp; Vault: What This Domain Owns\u003Cbr /\u003ERisk, Trust \u0026amp; Vault is responsible for stopping fraud and securing card data. As the STL for this domain, you will own the roadmap, architecture, and operational health of the following capabilities:\u003C/p\u003E\u003Cp\u003ECapability\u003Cbr /\u003EDescription\u003Cbr /\u003EReal-Time Fraud Screening\u003Cbr /\u003EEvaluate payment transactions for fraud risk before or at authorization\u003Cbr /\u003ECard Vaulting\u003Cbr /\u003ETokenize, store, and retrieve raw card data within the PCI boundary\u003Cbr /\u003EAccount Updater\u003Cbr /\u003EAutomatically update stored card tokens when card details change\u003Cbr /\u003ECard Portfolio Migration\u003Cbr /\u003EMigrate card portfolios between vaults and processors\u003Cbr /\u003E\u0026#160;\u003Cbr /\u003EYour contribution will be\u003Cbr /\u003EOwn single-threaded leadership (STL): Act as the ultimate driver for Risk, Trust \u0026amp; Vault, translating high-level business goals into precise, versioned APIs and event-driven architectures spanning fraud screening, card vaulting, account updating, and portfolio migration.\u003Cbr /\u003EDrive agentic strategy: Define the \u201Cwhat\u201D and \u201Cwhy\u201D for platform features that move client onboarding toward low-to-no coding effort, owning the transition from manual risk review to an autonomous, AI-driven fraud screening engine.\u003Cbr /\u003EProtect the stability floor: Enforce a \u201CStop the Line\u201D mentality for quality, maintaining a Stability Floor of high automated quality assurance across real-time fraud screening and card vaulting, ensuring feature velocity never compromises bank-grade reliability and PCI compliance.\u003Cbr /\u003EProvide cross-functional leadership: Lead a high-ownership pod of elite engineers, partnering with Staff Engineers and the CTO Office to eliminate silos.\u003Cbr /\u003EEmbed a YBIYRI culture: Evangelize and operationalize the YBIYRI mindset, ensuring your team designs for multi-tenancy, elastic scaling, and automated observability across the account updater and portfolio migration services, owning their microservices in production via a \u201Cfollow-the-sun\u201D model.\u003Cbr /\u003EPrioritize with evidence: Use the RICE framework to turn ambiguous requirements \u2014 such as new fraud signals or vault-to-vault card portfolio migrations \u2014 into a structured, executable roadmap that balances architectural integrity against market opportunism.\u003Cbr /\u003ESkills You Need\u003Cbr /\u003EMinimum Qualifications\u003Cbr /\u003EDeep technical foundation: Strong understanding of cloud-native architectures, distributed systems, APIs, event-driven platforms, and modern software engineering practices (Cloud-native/Serverless, Kotlin/Go, gRPC/REST), with the ability to lead architectural discussions on \u201Cpaved road\u201D infrastructure as it applies to fraud detection and secure card data systems.\u003Cbr /\u003EPlatform-as-a-Product experience: Proven experience building foundational platform capabilities or complex distributed systems, ideally involving fraud/risk engines, tokenization, or PCI-scoped infrastructure.\u003Cbr /\u003EExecution mastery: Track record of driving delivery velocity, unblocking engineering teams, managing dependencies across 11 domains, and optimizing DORA metrics.\u003Cbr /\u003EThe \u201CMaker\u201D mindset: Preference for clean, modular architecture over monolithic shortcuts.\u003Cbr /\u003ECommercial sharpness: Ability to articulate technical trade-offs (e.g., tech debt vs. feature velocity) to executive stakeholders and translate growth goals into technical requirements.\u003Cbr /\u003EPreferred Qualifications\u003Cbr /\u003EDomain familiarity: Working knowledge of fraud/risk scoring models, PCI DSS card vaulting requirements, tokenization standards, and account updater services from card networks.\u003Cbr /\u003EWhat We Offer at Yuno\u003Cbr /\u003ECompetitive Compensation\u003Cbr /\u003ERemote Work \u2013 You can work from everywhere!\u003Cbr /\u003EHome Office Bonus \u2013 A one-time allowance to help you create your ideal home office.\u003Cbr /\u003EWork Equipment\u003Cbr /\u003EStock Options\u003Cbr /\u003EHealth Plan wherever you are.\u003Cbr /\u003EFlexible Days Off\u003C/p\u003E\u003Cp\u003ERemote in Europe, Full Time, Senior-level experience\u003Cbr /\u003EWho We Are\u003Cbr /\u003EYuno is the AI-native operating system of global commerce, powering the financial infrastructure of enterprise merchants, banks, and wallets. With a single API, Yuno connects them to pay-ins, payouts, fraud prevention, KYC/KYB, and stablecoins globally, so they can operate everywhere with a single integration.\u003Cbr /\u003EAgnostic by design, Yuno offers connectivity to 1,000\u002B payment methods and 460\u002B integrations in 190\u002B countries, optimizing acceptance rates, reducing costs, and strengthening security through specialized AI agents that learn from every transaction on the network. Global brands run their payments on Yuno, including Arcos Dorados (McDonald\u0026#39;s), NetEase Games, GoFundMe, inDrive, and Rappi. Banks, acquirers, PSPs, and wallets use Yuno to modernize their infrastructure without replacing core systems and to prepare for the next generation of commerce, including agentic payments.\u003Cbr /\u003EAbout The Role\u003Cbr /\u003EYuno is moving toward its 2030 Vision: becoming the autonomous, programmable operating system for global commerce.\u003Cbr /\u003EWe are looking for a highly technical, execution-focused Technical Product Manager (TPM) to serve as the Single Threaded Leader (STL) for Risk, Trust \u0026amp; Vault \u2014 the domain that stops fraud and secures card data across every transaction on the platform. In this role, you sit at the critical intersection of deep technology and business value, defining the foundational building blocks required to scale fraud screening, PCI-compliant vaulting, and card lifecycle management across Yuno\u0026#39;s 11 domains.\u003Cbr /\u003EYou are not a backlog manager; you are a \u201CMaker-to-Governor.\u201D You will move between defining product strategy, shaping technical direction, and ensuring reliable operation in production. You possess a sharp product sense and own the end-to-end delivery process for risk and trust infrastructure within our Agentic Integration Platform. You will lead an autonomous, cross-functional domain pod to build robust, headless capabilities in a zero-tolerance environment for failure. Crucially, you will champion a \u201CYou Build It, You Run It\u201D (YBIYRI) engineering culture, ensuring that every platform component your team delivers \u2014 from fraud scoring to card vaulting \u2014 is bank-grade, resilient, and fully owned from code to production.\u003Cbr /\u003ERisk, Trust \u0026amp; Vault: What This Domain Owns\u003Cbr /\u003ERisk, Trust \u0026amp; Vault is responsible for stopping fraud and securing card data. As the STL for this domain, you will own the roadmap, architecture, and operational health of the following capabilities:\u003C/p\u003E\u003Cp\u003ECapability\u003Cbr /\u003EDescription\u003Cbr /\u003EReal-Time Fraud Screening\u003Cbr /\u003EEvaluate payment transactions for fraud risk before or at authorization\u003Cbr /\u003ECard Vaulting\u003Cbr /\u003ETokenize, store, and retrieve raw card data within the PCI boundary\u003Cbr /\u003EAccount Updater\u003Cbr /\u003EAutomatically update stored card tokens when card details change\u003Cbr /\u003ECard Portfolio Migration\u003Cbr /\u003EMigrate card portfolios between vaults and processors\u003Cbr /\u003E\u0026#160;\u003Cbr /\u003EYour contribution will be\u003Cbr /\u003EOwn single-threaded leadership (STL): Act as the ultimate driver for Risk, Trust \u0026amp; Vault, translating high-level business goals into precise, versioned APIs and event-driven architectures spanning fraud screening, card vaulting, account updating, and portfolio migration.\u003Cbr /\u003EDrive agentic strategy: Define the \u201Cwhat\u201D and \u201Cwhy\u201D for platform features that move client onboarding toward low-to-no coding effort, owning the transition from manual risk review to an autonomous, AI-driven fraud screening engine.\u003Cbr /\u003EProtect the stability floor: Enforce a \u201CStop the Line\u201D mentality for quality, maintaining a Stability Floor of high automated quality assurance across real-time fraud screening and card vaulting, ensuring feature velocity never compromises bank-grade reliability and PCI compliance.\u003Cbr /\u003EProvide cross-functional leadership: Lead a high-ownership pod of elite engineers, partnering with Staff Engineers and the CTO Office to eliminate silos.\u003Cbr /\u003EEmbed a YBIYRI culture: Evangelize and operationalize the YBIYRI mindset, ensuring your team designs for multi-tenancy, elastic scaling, and automated observability across the account updater and portfolio migration services, owning their microservices in production via a \u201Cfollow-the-sun\u201D model.\u003Cbr /\u003EPrioritize with evidence: Use the RICE framework to turn ambiguous requirements \u2014 such as new fraud signals or vault-to-vault card portfolio migrations \u2014 into a structured, executable roadmap that balances architectural integrity against market opportunism.\u003Cbr /\u003ESkills You Need\u003Cbr /\u003EMinimum Qualifications\u003Cbr /\u003EDeep technical foundation: Strong understanding of cloud-native architectures, distributed systems, APIs, event-driven platforms, and modern software engineering practices (Cloud-native/Serverless, Kotlin/Go, gRPC/REST), with the ability to lead architectural discussions on \u201Cpaved road\u201D infrastructure as it applies to fraud detection and secure card data systems.\u003Cbr /\u003EPlatform-as-a-Product experience: Proven experience building foundational platform capabilities or complex distributed systems, ideally involving fraud/risk engines, tokenization, or PCI-scoped infrastructure.\u003Cbr /\u003EExecution mastery: Track record of driving delivery velocity, unblocking engineering teams, managing dependencies across 11 domains, and optimizing DORA metrics.\u003Cbr /\u003EThe \u201CMaker\u201D mindset: Preference for clean, modular architecture over monolithic shortcuts.\u003Cbr /\u003ECommercial sharpness: Ability to articulate technical trade-offs (e.g., tech debt vs. feature velocity) to executive stakeholders and translate growth goals into technical requirements.\u003Cbr /\u003EPreferred Qualifications\u003Cbr /\u003EDomain familiarity: Working knowledge of fraud/risk scoring models, PCI DSS card vaulting requirements, tokenization standards, and account updater services from card networks.\u003Cbr /\u003EWhat We Offer at Yuno\u003Cbr /\u003ECompetitive Compensation\u003Cbr /\u003ERemote Work \u2013 You can work from everywhere!\u003Cbr /\u003EHome Office Bonus \u2013 A one-time allowance to help you create your ideal home office.\u003Cbr /\u003EWork Equipment\u003Cbr /\u003EStock Options\u003Cbr /\u003EHealth Plan wherever you are.\u003Cbr /\u003EFlexible Days Off\u003C/p\u003E","identifier":{"@type":"PropertyValue","name":"Gurify","value":"technical-product-manager-money-and-risk-at-yuno-5d8659d48851"},"url":"https://gurify.com/job/technical-product-manager-money-and-risk-at-yuno-5d8659d48851","datePosted":"2026-07-17","validThrough":"2026-10-05T23:59:59Z","hiringOrganization":{"@type":"Organization","name":"Yuno","sameAs":"https://jobs.lever.co/yuno"},"directApply":false,"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressCountry":"NL","addressLocality":"Amsterdam"}},"employmentType":"FULL_TIME"}
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